The basics
Total Population
3,340
Median Age
43.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$171,600
Median Property Tax
$1,933
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.51
Median Rent
$707
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
64%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.2
Winter Avg Low (°F)
13.2
Avg Temperature (°F)
44
Hot Days/yr (>90°F)
2.3
Freezing Days/yr (<32°F)
161.7
Annual Precipitation (in)
54.1
Annual Snowfall (in)
74.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
58.2
EAL Flood/Coastal per $1K
0.12
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04654: frequently asked questions
- What is the median home value in ZIP Code 04654?
- The median home value in ZIP Code 04654 is $171,600, lower than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04654?
- The median annual property tax in ZIP Code 04654 is $1,933, an effective rate of 1% of home value.
- Is ZIP Code 04654 expensive to live in?
- Homes in ZIP Code 04654 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04654?
- The median gross rent in ZIP Code 04654 is $707 a month, lower than 68% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04654?
- ZIP Code 04654 averages 44°F year-round, summer highs near 74.2°F, winter lows around 13.2°F (NOAA 1991–2020 normals). It sees about 74.9 inches of snow a year.
- Is ZIP Code 04654 at risk of flooding or natural disasters?
- ZIP Code 04654's FEMA National Risk Index score is 58.2 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.12 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →