The basics
Total Population
351
Median Age
37
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$144,300
Lower than 69%
Median Property Tax
$2,295
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.6
Lower than 83%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84
Winter Avg Low (°F)
27.2
Avg Temperature (°F)
54.9
Hot Days/yr (>90°F)
24.6
Freezing Days/yr (<32°F)
87.1
Annual Precipitation (in)
46.8
Annual Snowfall (in)
11.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
75.5
Higher than 64%
EAL Flood/Coastal per $1K
0.96
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 08038: frequently asked questions
- What is the median home value in ZIP Code 08038?
- The median home value in ZIP Code 08038 is $144,300, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 08038?
- The median annual property tax in ZIP Code 08038 is $2,295, an effective rate of 2% of home value.
- Is ZIP Code 08038 expensive to live in?
- Homes in ZIP Code 08038 cost about 1.6× the median household income, lower than 83% of U.S. ZIP codes.
- What is the weather like in ZIP Code 08038?
- ZIP Code 08038 averages 54.9°F year-round, summer highs near 84°F, winter lows around 27.2°F (NOAA 1991–2020 normals). It sees about 11.8 inches of snow a year.
- Is ZIP Code 08038 at risk of flooding or natural disasters?
- ZIP Code 08038's FEMA National Risk Index score is 75.5 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.96 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →