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ZIP Code 08204

Cape May, New Jersey

FIPS 08204

Juniper

ZIP Code 08204 is in the top 1% nationally for HPI growth 5yr %, but in the bottom 11% nationally for price-to-income ratio. It also sits in the top 6% nationally for appreciation 1yr %. And it sits in the 86th percentile nationally for median home value.

Median Home Value

$461,400

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

86%

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

61.1

Lower than 56% of U.S. ZIP codes

The basics

Total Population

16,573

Median Age

54.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$461,400

Higher than 86%

Median Property Tax

$4,959

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.6

Higher than 89%

Median Rent

$1,176

Higher than 71%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

86%

Higher than 99%

Appreciation 1yr %

9.6%

Higher than 94%

Pandemic Gain %

69%

Recession Drop %

-24%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.3

Winter Avg Low (°F)

30.3

Avg Temperature (°F)

56.2

Hot Days/yr (>90°F)

14.8

Freezing Days/yr (<32°F)

72.1

Annual Precipitation (in)

43.8

Annual Snowfall (in)

14.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

61.1

Lower than 56%

EAL Flood/Coastal per $1K

0.26

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08204: frequently asked questions

What is the median home value in ZIP Code 08204?
The median home value in ZIP Code 08204 is $461,400, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 08204?
The median annual property tax in ZIP Code 08204 is $4,959, an effective rate of 1% of home value.
Is ZIP Code 08204 expensive to live in?
Homes in ZIP Code 08204 cost about 5.6× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 08204?
The median gross rent in ZIP Code 08204 is $1,176 a month, higher than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08204?
Home prices in ZIP Code 08204 have moved 86% over the past five years (9.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 08204?
ZIP Code 08204 averages 56.2°F year-round, summer highs near 83.3°F, winter lows around 30.3°F (NOAA 1991–2020 normals). It sees about 14.8 inches of snow a year.
Is ZIP Code 08204 at risk of flooding or natural disasters?
ZIP Code 08204's FEMA National Risk Index score is 61.1 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.26 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →