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ZIP Code 08345

Cumberland, New Jersey

FIPS 08345

Juniper

ZIP Code 08345 is in the bottom 28% nationally for FEMA risk score.

Median Home Value

$210,900

Near the U.S. ZIP codes median

FEMA Risk Score

81.8

Higher than 72% of U.S. ZIP codes

The basics

Total Population

825

Median Age

61.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$210,900

Near median

Median Property Tax

$5,573

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.14

Higher than 56%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84

Winter Avg Low (°F)

25.4

Avg Temperature (°F)

54.3

Hot Days/yr (>90°F)

22.2

Freezing Days/yr (<32°F)

108.1

Annual Precipitation (in)

43.4

Annual Snowfall (in)

11.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.8

Higher than 72%

EAL Flood/Coastal per $1K

3.78

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08345: frequently asked questions

What is the median home value in ZIP Code 08345?
The median home value in ZIP Code 08345 is $210,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 08345?
The median annual property tax in ZIP Code 08345 is $5,573, an effective rate of 3% of home value.
Is ZIP Code 08345 expensive to live in?
Homes in ZIP Code 08345 cost about 3.14× the median household income, higher than 56% of U.S. ZIP codes.
What is the weather like in ZIP Code 08345?
ZIP Code 08345 averages 54.3°F year-round, summer highs near 84°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 11.8 inches of snow a year.
Is ZIP Code 08345 at risk of flooding or natural disasters?
ZIP Code 08345's FEMA National Risk Index score is 81.8 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 3.78 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →