The basics
Total Population
1,909
Median Age
46.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$262,500
Higher than 64%
Median Property Tax
$2,799
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.25
Higher than 59%
Median Rent
$882
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.4
Winter Avg Low (°F)
18.7
Avg Temperature (°F)
49
Hot Days/yr (>90°F)
13.1
Freezing Days/yr (<32°F)
148.2
Annual Precipitation (in)
45
Annual Snowfall (in)
45.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56.6
Lower than 61%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12431: frequently asked questions
- What is the median home value in ZIP Code 12431?
- The median home value in ZIP Code 12431 is $262,500, higher than 64% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12431?
- The median annual property tax in ZIP Code 12431 is $2,799, an effective rate of 1% of home value.
- Is ZIP Code 12431 expensive to live in?
- Homes in ZIP Code 12431 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12431?
- The median gross rent in ZIP Code 12431 is $882 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 12431?
- ZIP Code 12431 averages 49°F year-round, summer highs near 81.4°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 45.7 inches of snow a year.
- Is ZIP Code 12431 at risk of flooding or natural disasters?
- ZIP Code 12431's FEMA National Risk Index score is 56.6 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →