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ZIP Code 12523

Columbia, New York

FIPS 12523

Juniper

ZIP Code 12523 is in the top 31% nationally for FEMA risk score, but in the bottom 8% nationally for price-to-income ratio. It also sits in the 76th percentile nationally for median rent. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$343,400

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

48.8

Lower than 69% of U.S. ZIP codes

The basics

Total Population

1,908

Median Age

53.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$343,400

Higher than 75%

Median Property Tax

$4,121

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.33

Higher than 92%

Median Rent

$1,294

Higher than 76%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

29%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

17

Avg Temperature (°F)

48.2

Hot Days/yr (>90°F)

12.9

Freezing Days/yr (<32°F)

156.5

Annual Precipitation (in)

51.7

Annual Snowfall (in)

49.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.8

Lower than 69%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12523: frequently asked questions

What is the median home value in ZIP Code 12523?
The median home value in ZIP Code 12523 is $343,400, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 12523?
The median annual property tax in ZIP Code 12523 is $4,121, an effective rate of 1% of home value.
Is ZIP Code 12523 expensive to live in?
Homes in ZIP Code 12523 cost about 6.33× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 12523?
The median gross rent in ZIP Code 12523 is $1,294 a month, higher than 76% of U.S. ZIP codes.
What is the weather like in ZIP Code 12523?
ZIP Code 12523 averages 48.2°F year-round, summer highs near 80.5°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 49.6 inches of snow a year.
Is ZIP Code 12523 at risk of flooding or natural disasters?
ZIP Code 12523's FEMA National Risk Index score is 48.8 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →