The basics
Total Population
423
Median Age
37.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$391,700
Higher than 80%
Median Property Tax
$6,833
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.1
Higher than 76%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.5
Winter Avg Low (°F)
15.2
Avg Temperature (°F)
46
Hot Days/yr (>90°F)
2.3
Freezing Days/yr (<32°F)
160.2
Annual Precipitation (in)
51.9
Annual Snowfall (in)
57.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
44.8
Lower than 73%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12738: frequently asked questions
- What is the median home value in ZIP Code 12738?
- The median home value in ZIP Code 12738 is $391,700, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12738?
- The median annual property tax in ZIP Code 12738 is $6,833, an effective rate of 2% of home value.
- Is ZIP Code 12738 expensive to live in?
- Homes in ZIP Code 12738 cost about 4.1× the median household income, higher than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12738?
- ZIP Code 12738 averages 46°F year-round, summer highs near 77.5°F, winter lows around 15.2°F (NOAA 1991–2020 normals). It sees about 57.9 inches of snow a year.
- Is ZIP Code 12738 at risk of flooding or natural disasters?
- ZIP Code 12738's FEMA National Risk Index score is 44.8 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →