The basics
Total Population
707
Median Age
44.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$170,700
Lower than 60%
Median Property Tax
$2,473
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.35
Higher than 62%
Median Rent
$1,371
Higher than 79%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.6
Winter Avg Low (°F)
15.7
Avg Temperature (°F)
45.3
Hot Days/yr (>90°F)
3.6
Freezing Days/yr (<32°F)
163.1
Annual Precipitation (in)
53.1
Annual Snowfall (in)
69.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.6
Lower than 72%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12778: frequently asked questions
- What is the median home value in ZIP Code 12778?
- The median home value in ZIP Code 12778 is $170,700, lower than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12778?
- The median annual property tax in ZIP Code 12778 is $2,473, an effective rate of 1% of home value.
- Is ZIP Code 12778 expensive to live in?
- Homes in ZIP Code 12778 cost about 3.35× the median household income, higher than 62% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12778?
- The median gross rent in ZIP Code 12778 is $1,371 a month, higher than 79% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12778?
- ZIP Code 12778 averages 45.3°F year-round, summer highs near 76.6°F, winter lows around 15.7°F (NOAA 1991–2020 normals). It sees about 69.9 inches of snow a year.
- Is ZIP Code 12778 at risk of flooding or natural disasters?
- ZIP Code 12778's FEMA National Risk Index score is 45.6 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →