The basics
Total Population
610
Median Age
56.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$172,800
Lower than 59%
Median Property Tax
$4,950
Effective Tax Rate
3%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.9
Winter Avg Low (°F)
17.8
Avg Temperature (°F)
47.9
Hot Days/yr (>90°F)
7.5
Freezing Days/yr (<32°F)
152.3
Annual Precipitation (in)
46.3
Annual Snowfall (in)
69.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
44.4
Lower than 73%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12786: frequently asked questions
- What is the median home value in ZIP Code 12786?
- The median home value in ZIP Code 12786 is $172,800, lower than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12786?
- The median annual property tax in ZIP Code 12786 is $4,950, an effective rate of 3% of home value.
- What is the weather like in ZIP Code 12786?
- ZIP Code 12786 averages 47.9°F year-round, summer highs near 79.9°F, winter lows around 17.8°F (NOAA 1991–2020 normals). It sees about 69.9 inches of snow a year.
- Is ZIP Code 12786 at risk of flooding or natural disasters?
- ZIP Code 12786's FEMA National Risk Index score is 44.4 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →