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ZIP Code 13409

Madison, New York

FIPS 13409

Juniper

ZIP Code 13409 is in the top 17% nationally for FEMA risk score. It also sits in the top 23% nationally for price-to-income ratio. And it sits in the 29th percentile nationally for median home value.

Median Home Value

$137,300

Lower than 71% of U.S. ZIP codes

FEMA Risk Score

33

Lower than 83% of U.S. ZIP codes

The basics

Total Population

2,144

Median Age

45.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$137,300

Lower than 71%

Median Property Tax

$2,926

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.9

Lower than 77%

Median Rent

$1,014

Higher than 61%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.3

Winter Avg Low (°F)

14.2

Avg Temperature (°F)

44.3

Hot Days/yr (>90°F)

0.3

Freezing Days/yr (<32°F)

157.5

Annual Precipitation (in)

46.1

Annual Snowfall (in)

77.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

33

Lower than 83%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13409: frequently asked questions

What is the median home value in ZIP Code 13409?
The median home value in ZIP Code 13409 is $137,300, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 13409?
The median annual property tax in ZIP Code 13409 is $2,926, an effective rate of 2% of home value.
Is ZIP Code 13409 expensive to live in?
Homes in ZIP Code 13409 cost about 1.9× the median household income, lower than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 13409?
The median gross rent in ZIP Code 13409 is $1,014 a month, higher than 61% of U.S. ZIP codes.
What is the weather like in ZIP Code 13409?
ZIP Code 13409 averages 44.3°F year-round, summer highs near 75.3°F, winter lows around 14.2°F (NOAA 1991–2020 normals). It sees about 77.1 inches of snow a year.
Is ZIP Code 13409 at risk of flooding or natural disasters?
ZIP Code 13409's FEMA National Risk Index score is 33 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →