Back to Explorer

ZIP Code 13438

Oneida, New York

FIPS 13438

Juniper

ZIP Code 13438 is in the top 14% nationally for FEMA risk score. It also sits in the top 25% nationally for HPI growth 5yr %. And it sits in the top 39% nationally for appreciation 1yr %.

Median Home Value

$192,900

Near the U.S. ZIP codes median

HPI Growth 5yr %

52%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

28.6

Lower than 86% of U.S. ZIP codes

The basics

Total Population

3,065

Median Age

51.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$192,900

Near median

Median Property Tax

$3,118

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.76

Near median

Median Rent

$814

Lower than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 75%

Appreciation 1yr %

-2.5%

Higher than 61%

Recession Drop %

-4.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.1

Winter Avg Low (°F)

14

Avg Temperature (°F)

45.4

Hot Days/yr (>90°F)

2.9

Freezing Days/yr (<32°F)

152.2

Annual Precipitation (in)

51.4

Annual Snowfall (in)

164

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.6

Lower than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13438: frequently asked questions

What is the median home value in ZIP Code 13438?
The median home value in ZIP Code 13438 is $192,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 13438?
The median annual property tax in ZIP Code 13438 is $3,118, an effective rate of 2% of home value.
Is ZIP Code 13438 expensive to live in?
Homes in ZIP Code 13438 cost about 2.76× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 13438?
The median gross rent in ZIP Code 13438 is $814 a month, lower than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 13438?
Home prices in ZIP Code 13438 have moved 52% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 13438?
ZIP Code 13438 averages 45.4°F year-round, summer highs near 77.1°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 164 inches of snow a year.
Is ZIP Code 13438 at risk of flooding or natural disasters?
ZIP Code 13438's FEMA National Risk Index score is 28.6 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →