The basics
Total Population
3,065
Median Age
51.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$192,900
Median Property Tax
$3,118
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.76
Median Rent
$814
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
52%
Appreciation 1yr %
-2.5%
Recession Drop %
-4.1%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.1
Winter Avg Low (°F)
14
Avg Temperature (°F)
45.4
Hot Days/yr (>90°F)
2.9
Freezing Days/yr (<32°F)
152.2
Annual Precipitation (in)
51.4
Annual Snowfall (in)
164
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
28.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 13438: frequently asked questions
- What is the median home value in ZIP Code 13438?
- The median home value in ZIP Code 13438 is $192,900, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 13438?
- The median annual property tax in ZIP Code 13438 is $3,118, an effective rate of 2% of home value.
- Is ZIP Code 13438 expensive to live in?
- Homes in ZIP Code 13438 cost about 2.76× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 13438?
- The median gross rent in ZIP Code 13438 is $814 a month, lower than 58% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 13438?
- Home prices in ZIP Code 13438 have moved 52% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 13438?
- ZIP Code 13438 averages 45.4°F year-round, summer highs near 77.1°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 164 inches of snow a year.
- Is ZIP Code 13438 at risk of flooding or natural disasters?
- ZIP Code 13438's FEMA National Risk Index score is 28.6 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →