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ZIP Code 13495

Oneida, New York

FIPS 13495

Juniper

ZIP Code 13495 is in the top 9% nationally for FEMA risk score. It also sits in the top 34% nationally for price-to-income ratio. And it sits in the 36th percentile nationally for median home value.

Median Home Value

$159,800

Lower than 64% of U.S. ZIP codes

FEMA Risk Score

20.3

Lower than 91% of U.S. ZIP codes

The basics

Total Population

1,841

Median Age

36

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$159,800

Lower than 64%

Median Property Tax

$4,248

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.39

Lower than 66%

Median Rent

$1,024

Higher than 61%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

16.8

Avg Temperature (°F)

46.7

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

140.2

Annual Precipitation (in)

48

Annual Snowfall (in)

164

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

20.3

Lower than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13495: frequently asked questions

What is the median home value in ZIP Code 13495?
The median home value in ZIP Code 13495 is $159,800, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 13495?
The median annual property tax in ZIP Code 13495 is $4,248, an effective rate of 3% of home value.
Is ZIP Code 13495 expensive to live in?
Homes in ZIP Code 13495 cost about 2.39× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 13495?
The median gross rent in ZIP Code 13495 is $1,024 a month, higher than 61% of U.S. ZIP codes.
What is the weather like in ZIP Code 13495?
ZIP Code 13495 averages 46.7°F year-round, summer highs near 78.4°F, winter lows around 16.8°F (NOAA 1991–2020 normals). It sees about 164 inches of snow a year.
Is ZIP Code 13495 at risk of flooding or natural disasters?
ZIP Code 13495's FEMA National Risk Index score is 20.3 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →