The basics
Total Population
157
Median Age
59.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$203,300
Near median
Median Property Tax
$2,308
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.23
Higher than 58%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.9
Winter Avg Low (°F)
14
Avg Temperature (°F)
46.4
Hot Days/yr (>90°F)
3.6
Freezing Days/yr (<32°F)
143.7
Annual Precipitation (in)
45.1
Annual Snowfall (in)
116.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
6.4
Lower than 95%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 13638: frequently asked questions
- What is the median home value in ZIP Code 13638?
- The median home value in ZIP Code 13638 is $203,300, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 13638?
- The median annual property tax in ZIP Code 13638 is $2,308, an effective rate of 1% of home value.
- Is ZIP Code 13638 expensive to live in?
- Homes in ZIP Code 13638 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
- What is the weather like in ZIP Code 13638?
- ZIP Code 13638 averages 46.4°F year-round, summer highs near 77.9°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 116.4 inches of snow a year.
- Is ZIP Code 13638 at risk of flooding or natural disasters?
- ZIP Code 13638's FEMA National Risk Index score is 6.4 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →