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ZIP Code 13685

Jefferson, New York

FIPS 13685

Juniper

ZIP Code 13685 is in the top 6% nationally for FEMA risk score, but in the bottom 33% nationally for price-to-income ratio. It also sits in the top 11% nationally for appreciation 1yr %. And it sits in the 77th percentile nationally for median rent.

Median Home Value

$283,400

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

29%

Near the U.S. ZIP codes median

FEMA Risk Score

9.3

Lower than 94% of U.S. ZIP codes

The basics

Total Population

2,362

Median Age

47.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$283,400

Higher than 67%

Median Property Tax

$4,516

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.57

Higher than 67%

Median Rent

$1,333

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

29%

Near median

Appreciation 1yr %

7%

Higher than 89%

Pandemic Gain %

34%

Recession Drop %

-8.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

13.3

Avg Temperature (°F)

45.3

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

151.3

Annual Precipitation (in)

37.1

Annual Snowfall (in)

116.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

9.3

Lower than 94%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13685: frequently asked questions

What is the median home value in ZIP Code 13685?
The median home value in ZIP Code 13685 is $283,400, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 13685?
The median annual property tax in ZIP Code 13685 is $4,516, an effective rate of 2% of home value.
Is ZIP Code 13685 expensive to live in?
Homes in ZIP Code 13685 cost about 3.57× the median household income, higher than 67% of U.S. ZIP codes.
What is the average rent in ZIP Code 13685?
The median gross rent in ZIP Code 13685 is $1,333 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 13685?
Home prices in ZIP Code 13685 have moved 29% over the past five years (7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 13685?
ZIP Code 13685 averages 45.3°F year-round, summer highs near 77.3°F, winter lows around 13.3°F (NOAA 1991–2020 normals). It sees about 116.4 inches of snow a year.
Is ZIP Code 13685 at risk of flooding or natural disasters?
ZIP Code 13685's FEMA National Risk Index score is 9.3 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →