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ZIP Code 13815

Chenango, New York

FIPS 13815

Juniper

ZIP Code 13815 is in the top 1% nationally for appreciation 1yr %, but in the bottom 29% nationally for FEMA risk score. It also sits in the 28th percentile nationally for median home value. And it sits in the top 29% nationally for price-to-income ratio.

Median Home Value

$133,900

Lower than 72% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

80.6

Higher than 71% of U.S. ZIP codes

The basics

Total Population

12,654

Median Age

44.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$133,900

Lower than 72%

Median Property Tax

$3,144

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.18

Lower than 71%

Median Rent

$881

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 67%

Appreciation 1yr %

20%

Higher than 99%

Pandemic Gain %

33%

Recession Drop %

-4.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

14.5

Avg Temperature (°F)

45.9

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

159.9

Annual Precipitation (in)

45.3

Annual Snowfall (in)

74.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

80.6

Higher than 71%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13815: frequently asked questions

What is the median home value in ZIP Code 13815?
The median home value in ZIP Code 13815 is $133,900, lower than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 13815?
The median annual property tax in ZIP Code 13815 is $3,144, an effective rate of 2% of home value.
Is ZIP Code 13815 expensive to live in?
Homes in ZIP Code 13815 cost about 2.18× the median household income, lower than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 13815?
The median gross rent in ZIP Code 13815 is $881 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 13815?
Home prices in ZIP Code 13815 have moved 46% over the past five years (20% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 13815?
ZIP Code 13815 averages 45.9°F year-round, summer highs near 79.2°F, winter lows around 14.5°F (NOAA 1991–2020 normals). It sees about 74.8 inches of snow a year.
Is ZIP Code 13815 at risk of flooding or natural disasters?
ZIP Code 13815's FEMA National Risk Index score is 80.6 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →