The basics
Total Population
5,610
Median Age
48.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$177,900
Median Property Tax
$3,641
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.42
Median Rent
$839
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Pandemic Gain %
33%
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.1
Winter Avg Low (°F)
18.5
Avg Temperature (°F)
48.2
Hot Days/yr (>90°F)
7
Freezing Days/yr (<32°F)
150.6
Annual Precipitation (in)
46
Annual Snowfall (in)
69
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
43.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 13865: frequently asked questions
- What is the median home value in ZIP Code 13865?
- The median home value in ZIP Code 13865 is $177,900, lower than 57% of U.S. ZIP codes.
- How much is property tax in ZIP Code 13865?
- The median annual property tax in ZIP Code 13865 is $3,641, an effective rate of 2% of home value.
- Is ZIP Code 13865 expensive to live in?
- Homes in ZIP Code 13865 cost about 2.42× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 13865?
- The median gross rent in ZIP Code 13865 is $839 a month, lower than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 13865?
- Home prices in ZIP Code 13865 have moved 69% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 13865?
- ZIP Code 13865 averages 48.2°F year-round, summer highs near 80.1°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 69 inches of snow a year.
- Is ZIP Code 13865 at risk of flooding or natural disasters?
- ZIP Code 13865's FEMA National Risk Index score is 43.4 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →