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ZIP Code 14845

Chemung, New York

FIPS 14845

Juniper

ZIP Code 14845 is in the top 17% nationally for FEMA risk score. It also sits in the 74th percentile nationally for median rent. And it sits in the top 34% nationally for appreciation 1yr %.

Median Home Value

$186,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

33%

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

32.3

Lower than 83% of U.S. ZIP codes

The basics

Total Population

20,327

Median Age

44.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$186,500

Near median

Median Property Tax

$4,008

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.43

Lower than 65%

Median Rent

$1,257

Higher than 74%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

33%

Higher than 57%

Appreciation 1yr %

0.09%

Higher than 66%

Pandemic Gain %

30%

Recession Drop %

3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

18.8

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

12.1

Freezing Days/yr (<32°F)

153.2

Annual Precipitation (in)

32.4

Annual Snowfall (in)

41.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

32.3

Lower than 83%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 14845: frequently asked questions

What is the median home value in ZIP Code 14845?
The median home value in ZIP Code 14845 is $186,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 14845?
The median annual property tax in ZIP Code 14845 is $4,008, an effective rate of 2% of home value.
Is ZIP Code 14845 expensive to live in?
Homes in ZIP Code 14845 cost about 2.43× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 14845?
The median gross rent in ZIP Code 14845 is $1,257 a month, higher than 74% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 14845?
Home prices in ZIP Code 14845 have moved 33% over the past five years (0.09% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 14845?
ZIP Code 14845 averages 48°F year-round, summer highs near 80.5°F, winter lows around 18.8°F (NOAA 1991–2020 normals). It sees about 41.8 inches of snow a year.
Is ZIP Code 14845 at risk of flooding or natural disasters?
ZIP Code 14845's FEMA National Risk Index score is 32.3 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →