The basics
Total Population
2,421
Median Age
43.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$146,600
Median Property Tax
$2,909
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.72
Median Rent
$773
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-6.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.8
Winter Avg Low (°F)
17
Avg Temperature (°F)
45.3
Hot Days/yr (>90°F)
2.4
Freezing Days/yr (<32°F)
155.6
Annual Precipitation (in)
38.9
Annual Snowfall (in)
41.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 14865: frequently asked questions
- What is the median home value in ZIP Code 14865?
- The median home value in ZIP Code 14865 is $146,600, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 14865?
- The median annual property tax in ZIP Code 14865 is $2,909, an effective rate of 2% of home value.
- Is ZIP Code 14865 expensive to live in?
- Homes in ZIP Code 14865 cost about 2.72× the median household income, lower than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 14865?
- The median gross rent in ZIP Code 14865 is $773 a month, lower than 62% of U.S. ZIP codes.
- What is the weather like in ZIP Code 14865?
- ZIP Code 14865 averages 45.3°F year-round, summer highs near 76.8°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 41.8 inches of snow a year.
- Is ZIP Code 14865 at risk of flooding or natural disasters?
- ZIP Code 14865's FEMA National Risk Index score is 63.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →