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ZIP Code 14895

Allegany, New York

FIPS 14895

Juniper

ZIP Code 14895 is in the top 16% nationally for price-to-income ratio, but in the bottom 23% nationally for FEMA risk score. It also sits in the 17th percentile nationally for median home value. And it sits in the top 18% nationally for appreciation 1yr %.

Median Home Value

$95,800

Lower than 83% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

84.6

Higher than 77% of U.S. ZIP codes

The basics

Total Population

9,061

Median Age

47.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$95,800

Lower than 83%

Median Property Tax

$3,049

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.5

Lower than 84%

Median Rent

$709

Lower than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 79%

Appreciation 1yr %

4.5%

Higher than 82%

Pandemic Gain %

41%

Recession Drop %

-8.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

15.7

Avg Temperature (°F)

44.9

Hot Days/yr (>90°F)

3.4

Freezing Days/yr (<32°F)

168.5

Annual Precipitation (in)

39.7

Annual Snowfall (in)

54.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.6

Higher than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 14895: frequently asked questions

What is the median home value in ZIP Code 14895?
The median home value in ZIP Code 14895 is $95,800, lower than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 14895?
The median annual property tax in ZIP Code 14895 is $3,049, an effective rate of 3% of home value.
Is ZIP Code 14895 expensive to live in?
Homes in ZIP Code 14895 cost about 1.5× the median household income, lower than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 14895?
The median gross rent in ZIP Code 14895 is $709 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 14895?
Home prices in ZIP Code 14895 have moved 54% over the past five years (4.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 14895?
ZIP Code 14895 averages 44.9°F year-round, summer highs near 77.3°F, winter lows around 15.7°F (NOAA 1991–2020 normals). It sees about 54.1 inches of snow a year.
Is ZIP Code 14895 at risk of flooding or natural disasters?
ZIP Code 14895's FEMA National Risk Index score is 84.6 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →