The basics
Total Population
1,820
Median Age
47.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$270,700
Median Property Tax
$3,153
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.48
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
19%
Pandemic Gain %
32%
Recession Drop %
-0.36%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.1
Winter Avg Low (°F)
22.7
Avg Temperature (°F)
50.1
Hot Days/yr (>90°F)
6.2
Freezing Days/yr (<32°F)
121.5
Annual Precipitation (in)
43.8
Annual Snowfall (in)
43.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
15.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 16865: frequently asked questions
- What is the median home value in ZIP Code 16865?
- The median home value in ZIP Code 16865 is $270,700, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 16865?
- The median annual property tax in ZIP Code 16865 is $3,153, an effective rate of 1% of home value.
- Is ZIP Code 16865 expensive to live in?
- Homes in ZIP Code 16865 cost about 3.48× the median household income, higher than 65% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 16865?
- Home prices in ZIP Code 16865 have moved 19% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 16865?
- ZIP Code 16865 averages 50.1°F year-round, summer highs near 79.1°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 43.8 inches of snow a year.
- Is ZIP Code 16865 at risk of flooding or natural disasters?
- ZIP Code 16865's FEMA National Risk Index score is 15.4 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →