The basics
Total Population
1,694
Median Age
43.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$130,700
Lower than 73%
Median Property Tax
$1,179
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.17
Lower than 71%
Median Rent
$905
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.6
Winter Avg Low (°F)
20.8
Avg Temperature (°F)
48.6
Hot Days/yr (>90°F)
1.4
Freezing Days/yr (<32°F)
132.3
Annual Precipitation (in)
45.2
Annual Snowfall (in)
72.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
9.6
Lower than 94%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21545: frequently asked questions
- What is the median home value in ZIP Code 21545?
- The median home value in ZIP Code 21545 is $130,700, lower than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21545?
- The median annual property tax in ZIP Code 21545 is $1,179, an effective rate of 1% of home value.
- Is ZIP Code 21545 expensive to live in?
- Homes in ZIP Code 21545 cost about 2.17× the median household income, lower than 71% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21545?
- The median gross rent in ZIP Code 21545 is $905 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 21545?
- ZIP Code 21545 averages 48.6°F year-round, summer highs near 77.6°F, winter lows around 20.8°F (NOAA 1991–2020 normals). It sees about 72.1 inches of snow a year.
- Is ZIP Code 21545 at risk of flooding or natural disasters?
- ZIP Code 21545's FEMA National Risk Index score is 9.6 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →