The basics
Total Population
2,429
Median Age
48.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$306,700
Median Property Tax
$2,412
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.15
Median Rent
$1,541
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
77%
Pandemic Gain %
29%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.9
Winter Avg Low (°F)
29.1
Avg Temperature (°F)
58.3
Hot Days/yr (>90°F)
42.9
Freezing Days/yr (<32°F)
82.7
Annual Precipitation (in)
46.8
Annual Snowfall (in)
14.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56.7
EAL Flood/Coastal per $1K
0.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21631: frequently asked questions
- What is the median home value in ZIP Code 21631?
- The median home value in ZIP Code 21631 is $306,700, higher than 70% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21631?
- The median annual property tax in ZIP Code 21631 is $2,412, an effective rate of 1% of home value.
- Is ZIP Code 21631 expensive to live in?
- Homes in ZIP Code 21631 cost about 4.15× the median household income, higher than 77% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21631?
- The median gross rent in ZIP Code 21631 is $1,541 a month, higher than 84% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21631?
- Home prices in ZIP Code 21631 have moved 77% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 21631?
- ZIP Code 21631 averages 58.3°F year-round, summer highs near 87.9°F, winter lows around 29.1°F (NOAA 1991–2020 normals). It sees about 14.1 inches of snow a year.
- Is ZIP Code 21631 at risk of flooding or natural disasters?
- ZIP Code 21631's FEMA National Risk Index score is 56.7 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.1 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →