The basics
Total Population
1,179
Median Age
68.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$840,000
Median Property Tax
$3,978
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.15
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Pandemic Gain %
31%
Recession Drop %
-26%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86
Winter Avg Low (°F)
31.1
Avg Temperature (°F)
58
Hot Days/yr (>90°F)
32.2
Freezing Days/yr (<32°F)
69.1
Annual Precipitation (in)
47.6
Annual Snowfall (in)
14.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
69.4
EAL Flood/Coastal per $1K
0.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21654: frequently asked questions
- What is the median home value in ZIP Code 21654?
- The median home value in ZIP Code 21654 is $840,000, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21654?
- The median annual property tax in ZIP Code 21654 is $3,978, an effective rate of 0% of home value.
- Is ZIP Code 21654 expensive to live in?
- Homes in ZIP Code 21654 cost about 10.15× the median household income, higher than 99% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21654?
- Home prices in ZIP Code 21654 have moved 69% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 21654?
- ZIP Code 21654 averages 58°F year-round, summer highs near 86°F, winter lows around 31.1°F (NOAA 1991–2020 normals). It sees about 14.1 inches of snow a year.
- Is ZIP Code 21654 at risk of flooding or natural disasters?
- ZIP Code 21654's FEMA National Risk Index score is 69.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.3 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →