The basics
Total Population
1,471
Median Age
57.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$434,400
Median Property Tax
$2,181
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.99
Median Rent
$2,105
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
22%
Recession Drop %
-22%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.5
Winter Avg Low (°F)
25.9
Avg Temperature (°F)
55.3
Hot Days/yr (>90°F)
25.6
Freezing Days/yr (<32°F)
112.3
Annual Precipitation (in)
43.7
Annual Snowfall (in)
12.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
54.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 23038: frequently asked questions
- What is the median home value in ZIP Code 23038?
- The median home value in ZIP Code 23038 is $434,400, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 23038?
- The median annual property tax in ZIP Code 23038 is $2,181, an effective rate of 1% of home value.
- Is ZIP Code 23038 expensive to live in?
- Homes in ZIP Code 23038 cost about 4.99× the median household income, higher than 85% of U.S. ZIP codes.
- What is the average rent in ZIP Code 23038?
- The median gross rent in ZIP Code 23038 is $2,105 a month, higher than 95% of U.S. ZIP codes.
- What is the weather like in ZIP Code 23038?
- ZIP Code 23038 averages 55.3°F year-round, summer highs near 84.5°F, winter lows around 25.9°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
- Is ZIP Code 23038 at risk of flooding or natural disasters?
- ZIP Code 23038's FEMA National Risk Index score is 54.9 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →