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ZIP Code 23040

Cumberland, Virginia

FIPS 23040

Juniper

ZIP Code 23040 is in the top 10% nationally for appreciation 1yr %, but in the bottom 20% nationally for price-to-income ratio. It also sits in the top 13% nationally for HPI growth 5yr %.

Median Home Value

$234,000

Higher than 58% of U.S. ZIP codes

HPI Growth 5yr %

61%

Higher than 87% of U.S. ZIP codes

FEMA Risk Score

72.9

Higher than 60% of U.S. ZIP codes

The basics

Total Population

4,640

Median Age

46.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$234,000

Higher than 58%

Median Property Tax

$1,181

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.43

Higher than 80%

Median Rent

$887

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

61%

Higher than 87%

Appreciation 1yr %

7.4%

Higher than 90%

Pandemic Gain %

44%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.8

Winter Avg Low (°F)

23.7

Avg Temperature (°F)

56.5

Hot Days/yr (>90°F)

60.8

Freezing Days/yr (<32°F)

116.8

Annual Precipitation (in)

46.9

Annual Snowfall (in)

6.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

72.9

Higher than 60%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 23040: frequently asked questions

What is the median home value in ZIP Code 23040?
The median home value in ZIP Code 23040 is $234,000, higher than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 23040?
The median annual property tax in ZIP Code 23040 is $1,181, an effective rate of 1% of home value.
Is ZIP Code 23040 expensive to live in?
Homes in ZIP Code 23040 cost about 4.43× the median household income, higher than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 23040?
The median gross rent in ZIP Code 23040 is $887 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 23040?
Home prices in ZIP Code 23040 have moved 61% over the past five years (7.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 23040?
ZIP Code 23040 averages 56.5°F year-round, summer highs near 89.8°F, winter lows around 23.7°F (NOAA 1991–2020 normals). It sees about 6.1 inches of snow a year.
Is ZIP Code 23040 at risk of flooding or natural disasters?
ZIP Code 23040's FEMA National Risk Index score is 72.9 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →