The basics
Total Population
4,640
Median Age
46.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$234,000
Median Property Tax
$1,181
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.43
Median Rent
$887
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
61%
Appreciation 1yr %
7.4%
Pandemic Gain %
44%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.8
Winter Avg Low (°F)
23.7
Avg Temperature (°F)
56.5
Hot Days/yr (>90°F)
60.8
Freezing Days/yr (<32°F)
116.8
Annual Precipitation (in)
46.9
Annual Snowfall (in)
6.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 23040: frequently asked questions
- What is the median home value in ZIP Code 23040?
- The median home value in ZIP Code 23040 is $234,000, higher than 58% of U.S. ZIP codes.
- How much is property tax in ZIP Code 23040?
- The median annual property tax in ZIP Code 23040 is $1,181, an effective rate of 1% of home value.
- Is ZIP Code 23040 expensive to live in?
- Homes in ZIP Code 23040 cost about 4.43× the median household income, higher than 80% of U.S. ZIP codes.
- What is the average rent in ZIP Code 23040?
- The median gross rent in ZIP Code 23040 is $887 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 23040?
- Home prices in ZIP Code 23040 have moved 61% over the past five years (7.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 23040?
- ZIP Code 23040 averages 56.5°F year-round, summer highs near 89.8°F, winter lows around 23.7°F (NOAA 1991–2020 normals). It sees about 6.1 inches of snow a year.
- Is ZIP Code 23040 at risk of flooding or natural disasters?
- ZIP Code 23040's FEMA National Risk Index score is 72.9 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →