The basics
Total Population
2,327
Median Age
44.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$310,800
Median Property Tax
$1,438
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.92
Median Rent
$859
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
34%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83
Winter Avg Low (°F)
30.7
Avg Temperature (°F)
57.6
Hot Days/yr (>90°F)
15.6
Freezing Days/yr (<32°F)
77.3
Annual Precipitation (in)
50.8
Annual Snowfall (in)
8.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.7
EAL Flood/Coastal per $1K
0.62
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 23109: frequently asked questions
- What is the median home value in ZIP Code 23109?
- The median home value in ZIP Code 23109 is $310,800, higher than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 23109?
- The median annual property tax in ZIP Code 23109 is $1,438, an effective rate of 0% of home value.
- Is ZIP Code 23109 expensive to live in?
- Homes in ZIP Code 23109 cost about 3.92× the median household income, higher than 73% of U.S. ZIP codes.
- What is the average rent in ZIP Code 23109?
- The median gross rent in ZIP Code 23109 is $859 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 23109?
- ZIP Code 23109 averages 57.6°F year-round, summer highs near 83°F, winter lows around 30.7°F (NOAA 1991–2020 normals). It sees about 8.5 inches of snow a year.
- Is ZIP Code 23109 at risk of flooding or natural disasters?
- ZIP Code 23109's FEMA National Risk Index score is 37.7 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.62 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →