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ZIP Code 28478

Pender, North Carolina

FIPS 28478

Juniper

ZIP Code 28478 is in the top 2% nationally for appreciation 1yr %, but in the bottom 8% nationally for FEMA risk score. It also sits in the top 29% nationally for HPI growth 5yr %. And it sits in the 33th percentile nationally for median rent.

Median Home Value

$178,900

Lower than 57% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

94.4

Higher than 92% of U.S. ZIP codes

The basics

Total Population

5,017

Median Age

44.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$178,900

Lower than 57%

Median Property Tax

$1,236

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.44

Lower than 64%

Median Rent

$718

Lower than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

16%

Higher than 98%

Pandemic Gain %

31%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.6

Winter Avg Low (°F)

33.9

Avg Temperature (°F)

61.6

Hot Days/yr (>90°F)

59.7

Freezing Days/yr (<32°F)

49.4

Annual Precipitation (in)

55.9

Annual Snowfall (in)

0.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.4

Higher than 92%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28478: frequently asked questions

What is the median home value in ZIP Code 28478?
The median home value in ZIP Code 28478 is $178,900, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 28478?
The median annual property tax in ZIP Code 28478 is $1,236, an effective rate of 1% of home value.
Is ZIP Code 28478 expensive to live in?
Homes in ZIP Code 28478 cost about 2.44× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 28478?
The median gross rent in ZIP Code 28478 is $718 a month, lower than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28478?
Home prices in ZIP Code 28478 have moved 49% over the past five years (16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28478?
ZIP Code 28478 averages 61.6°F year-round, summer highs near 87.6°F, winter lows around 33.9°F (NOAA 1991–2020 normals). It sees about 0.8 inches of snow a year.
Is ZIP Code 28478 at risk of flooding or natural disasters?
ZIP Code 28478's FEMA National Risk Index score is 94.4 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →