Back to Explorer

ZIP Code 28516

Carteret, North Carolina

FIPS 28516

Juniper

ZIP Code 28516 is in the top 3% nationally for appreciation 1yr %, but in the bottom 5% nationally for FEMA risk score. It also sits in the top 6% nationally for HPI growth 5yr %. And it sits in the bottom 16% nationally for price-to-income ratio.

Median Home Value

$315,400

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

69%

Higher than 94% of U.S. ZIP codes

FEMA Risk Score

96.4

Higher than 95% of U.S. ZIP codes

The basics

Total Population

11,289

Median Age

55.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$315,400

Higher than 72%

Median Property Tax

$1,422

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.77

Higher than 84%

Median Rent

$944

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

69%

Higher than 94%

Appreciation 1yr %

14%

Higher than 97%

Pandemic Gain %

63%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.4

Winter Avg Low (°F)

39.3

Avg Temperature (°F)

63.8

Hot Days/yr (>90°F)

6.6

Freezing Days/yr (<32°F)

27.9

Annual Precipitation (in)

61.3

Annual Snowfall (in)

0.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

96.4

Higher than 95%

EAL Flood/Coastal per $1K

0.35

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28516: frequently asked questions

What is the median home value in ZIP Code 28516?
The median home value in ZIP Code 28516 is $315,400, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 28516?
The median annual property tax in ZIP Code 28516 is $1,422, an effective rate of 0% of home value.
Is ZIP Code 28516 expensive to live in?
Homes in ZIP Code 28516 cost about 4.77× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 28516?
The median gross rent in ZIP Code 28516 is $944 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 28516?
Home prices in ZIP Code 28516 have moved 69% over the past five years (14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28516?
ZIP Code 28516 averages 63.8°F year-round, summer highs near 85.4°F, winter lows around 39.3°F (NOAA 1991–2020 normals). It sees about 0.5 inches of snow a year.
Is ZIP Code 28516 at risk of flooding or natural disasters?
ZIP Code 28516's FEMA National Risk Index score is 96.4 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.35 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →