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ZIP Code 28604

Watauga, North Carolina

FIPS 28604

Juniper

ZIP Code 28604 is in the top 1% nationally for HPI growth 5yr %, but in the bottom 14% nationally for price-to-income ratio. It also sits in the 80th percentile nationally for median home value. And it sits in the bottom 28% nationally for FEMA risk score.

Median Home Value

$383,800

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

92%

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

81.2

Higher than 72% of U.S. ZIP codes

The basics

Total Population

7,869

Median Age

45.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$383,800

Higher than 80%

Median Property Tax

$1,478

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.03

Higher than 86%

Median Rent

$991

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

92%

Higher than 99%

Appreciation 1yr %

0.58%

Higher than 68%

Pandemic Gain %

87%

Recession Drop %

-19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

67.5

Winter Avg Low (°F)

22.1

Avg Temperature (°F)

45.8

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

125.4

Annual Precipitation (in)

57.8

Annual Snowfall (in)

66.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.2

Higher than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28604: frequently asked questions

What is the median home value in ZIP Code 28604?
The median home value in ZIP Code 28604 is $383,800, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 28604?
The median annual property tax in ZIP Code 28604 is $1,478, an effective rate of 0% of home value.
Is ZIP Code 28604 expensive to live in?
Homes in ZIP Code 28604 cost about 5.03× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 28604?
The median gross rent in ZIP Code 28604 is $991 a month, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28604?
Home prices in ZIP Code 28604 have moved 92% over the past five years (0.58% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28604?
ZIP Code 28604 averages 45.8°F year-round, summer highs near 67.5°F, winter lows around 22.1°F (NOAA 1991–2020 normals). It sees about 66.5 inches of snow a year.
Is ZIP Code 28604 at risk of flooding or natural disasters?
ZIP Code 28604's FEMA National Risk Index score is 81.2 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →