The basics
Total Population
4,820
Median Age
51.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$282,900
Median Property Tax
$1,539
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.32
Median Rent
$797
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
76%
Appreciation 1yr %
-4%
Pandemic Gain %
56%
Recession Drop %
-9.9%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.7
Winter Avg Low (°F)
23.5
Avg Temperature (°F)
51.1
Hot Days/yr (>90°F)
2.1
Freezing Days/yr (<32°F)
135.8
Annual Precipitation (in)
51
Annual Snowfall (in)
14.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 28640: frequently asked questions
- What is the median home value in ZIP Code 28640?
- The median home value in ZIP Code 28640 is $282,900, higher than 67% of U.S. ZIP codes.
- How much is property tax in ZIP Code 28640?
- The median annual property tax in ZIP Code 28640 is $1,539, an effective rate of 1% of home value.
- Is ZIP Code 28640 expensive to live in?
- Homes in ZIP Code 28640 cost about 5.32× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 28640?
- The median gross rent in ZIP Code 28640 is $797 a month, lower than 60% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 28640?
- Home prices in ZIP Code 28640 have moved 76% over the past five years (-4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 28640?
- ZIP Code 28640 averages 51.1°F year-round, summer highs near 79.7°F, winter lows around 23.5°F (NOAA 1991–2020 normals). It sees about 14.4 inches of snow a year.
- Is ZIP Code 28640 at risk of flooding or natural disasters?
- ZIP Code 28640's FEMA National Risk Index score is 81.5 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →