Back to Explorer

ZIP Code 28713

Swain, North Carolina

FIPS 28713

Juniper

ZIP Code 28713 is in the top 28% nationally for HPI growth 5yr %, but in the bottom 21% nationally for price-to-income ratio. It also sits in the bottom 23% nationally for FEMA risk score. And it sits in the 34th percentile nationally for median rent.

Median Home Value

$221,900

Near the U.S. ZIP codes median

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

84.6

Higher than 77% of U.S. ZIP codes

The basics

Total Population

8,425

Median Age

47.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$221,900

Near median

Median Property Tax

$893

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.36

Higher than 79%

Median Rent

$732

Lower than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

-12%

Higher than 56%

Pandemic Gain %

74%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.8

Hot Days/yr (>90°F)

4.1

Freezing Days/yr (<32°F)

95.7

Annual Precipitation (in)

58.6

Annual Snowfall (in)

6.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.6

Higher than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28713: frequently asked questions

What is the median home value in ZIP Code 28713?
The median home value in ZIP Code 28713 is $221,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28713?
The median annual property tax in ZIP Code 28713 is $893, an effective rate of 0% of home value.
Is ZIP Code 28713 expensive to live in?
Homes in ZIP Code 28713 cost about 4.36× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 28713?
The median gross rent in ZIP Code 28713 is $732 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28713?
Home prices in ZIP Code 28713 have moved 49% over the past five years (-12% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28713?
ZIP Code 28713 averages 55.8°F year-round, summer highs near 82.3°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 6.5 inches of snow a year.
Is ZIP Code 28713 at risk of flooding or natural disasters?
ZIP Code 28713's FEMA National Risk Index score is 84.6 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →