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ZIP Code 28761

McDowell, North Carolina

FIPS 28761

Juniper

ZIP Code 28761 is in the top 18% nationally for HPI growth 5yr %. It also sits in the 66th percentile nationally for median rent. And it sits in the top 39% nationally for FEMA risk score.

Median Home Value

$176,700

Lower than 57% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

56.3

Lower than 61% of U.S. ZIP codes

The basics

Total Population

8,150

Median Age

47.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$176,700

Lower than 57%

Median Property Tax

$904

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.22

Higher than 58%

Median Rent

$1,088

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 82%

Appreciation 1yr %

-13%

Higher than 56%

Pandemic Gain %

66%

Recession Drop %

-8.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

30.2

Avg Temperature (°F)

57.9

Hot Days/yr (>90°F)

31.7

Freezing Days/yr (<32°F)

101.4

Annual Precipitation (in)

50.9

Annual Snowfall (in)

7.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.3

Lower than 61%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28761: frequently asked questions

What is the median home value in ZIP Code 28761?
The median home value in ZIP Code 28761 is $176,700, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 28761?
The median annual property tax in ZIP Code 28761 is $904, an effective rate of 1% of home value.
Is ZIP Code 28761 expensive to live in?
Homes in ZIP Code 28761 cost about 3.22× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 28761?
The median gross rent in ZIP Code 28761 is $1,088 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28761?
Home prices in ZIP Code 28761 have moved 57% over the past five years (-13% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28761?
ZIP Code 28761 averages 57.9°F year-round, summer highs near 83.9°F, winter lows around 30.2°F (NOAA 1991–2020 normals). It sees about 7.1 inches of snow a year.
Is ZIP Code 28761 at risk of flooding or natural disasters?
ZIP Code 28761's FEMA National Risk Index score is 56.3 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →