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ZIP Code 28909

Clay, North Carolina

FIPS 28909

Juniper

ZIP Code 28909 is in the bottom 34% nationally for price-to-income ratio. It also sits in the 67th percentile nationally for median home value.

Median Home Value

$285,400

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

59.8

Lower than 57% of U.S. ZIP codes

The basics

Total Population

1,002

Median Age

39.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$285,400

Higher than 67%

Median Property Tax

$1,352

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.53

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.4

Winter Avg Low (°F)

27.2

Avg Temperature (°F)

56.7

Hot Days/yr (>90°F)

20.9

Freezing Days/yr (<32°F)

102.6

Annual Precipitation (in)

59.3

Annual Snowfall (in)

4.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

59.8

Lower than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28909: frequently asked questions

What is the median home value in ZIP Code 28909?
The median home value in ZIP Code 28909 is $285,400, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 28909?
The median annual property tax in ZIP Code 28909 is $1,352, an effective rate of 0% of home value.
Is ZIP Code 28909 expensive to live in?
Homes in ZIP Code 28909 cost about 3.53× the median household income, higher than 66% of U.S. ZIP codes.
What is the weather like in ZIP Code 28909?
ZIP Code 28909 averages 56.7°F year-round, summer highs near 85.4°F, winter lows around 27.2°F (NOAA 1991–2020 normals). It sees about 4.4 inches of snow a year.
Is ZIP Code 28909 at risk of flooding or natural disasters?
ZIP Code 28909's FEMA National Risk Index score is 59.8 (lower than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →