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ZIP Code 32038

Columbia, Florida

FIPS 32038

Juniper

ZIP Code 32038 is in the top 9% nationally for HPI growth 5yr %, but in the bottom 38% nationally for FEMA risk score. It also sits in the top 32% nationally for appreciation 1yr %.

Median Home Value

$182,500

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

74.1

Higher than 62% of U.S. ZIP codes

The basics

Total Population

10,007

Median Age

50.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$182,500

Lower than 56%

Median Property Tax

$1,362

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.78

Near median

Median Rent

$850

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 91%

Appreciation 1yr %

0.54%

Higher than 68%

Pandemic Gain %

52%

Recession Drop %

-36%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91

Winter Avg Low (°F)

41.2

Avg Temperature (°F)

68.3

Hot Days/yr (>90°F)

100

Freezing Days/yr (<32°F)

26.5

Annual Precipitation (in)

51.7

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.1

Higher than 62%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32038: frequently asked questions

What is the median home value in ZIP Code 32038?
The median home value in ZIP Code 32038 is $182,500, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 32038?
The median annual property tax in ZIP Code 32038 is $1,362, an effective rate of 1% of home value.
Is ZIP Code 32038 expensive to live in?
Homes in ZIP Code 32038 cost about 2.78× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 32038?
The median gross rent in ZIP Code 32038 is $850 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 32038?
Home prices in ZIP Code 32038 have moved 66% over the past five years (0.54% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32038?
ZIP Code 32038 averages 68.3°F year-round, summer highs near 91°F, winter lows around 41.2°F (NOAA 1991–2020 normals).
Is ZIP Code 32038 at risk of flooding or natural disasters?
ZIP Code 32038's FEMA National Risk Index score is 74.1 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →