The basics
Total Population
8,978
Median Age
34.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$261,500
Median Property Tax
$1,714
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.11
Median Rent
$1,189
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
63%
Appreciation 1yr %
5.7%
Pandemic Gain %
59%
Recession Drop %
-33%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.9
Winter Avg Low (°F)
42.2
Avg Temperature (°F)
68.7
Hot Days/yr (>90°F)
81.3
Freezing Days/yr (<32°F)
28
Annual Precipitation (in)
54.3
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
36.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32040: frequently asked questions
- What is the median home value in ZIP Code 32040?
- The median home value in ZIP Code 32040 is $261,500, higher than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32040?
- The median annual property tax in ZIP Code 32040 is $1,714, an effective rate of 1% of home value.
- Is ZIP Code 32040 expensive to live in?
- Homes in ZIP Code 32040 cost about 3.11× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 32040?
- The median gross rent in ZIP Code 32040 is $1,189 a month, higher than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32040?
- Home prices in ZIP Code 32040 have moved 63% over the past five years (5.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32040?
- ZIP Code 32040 averages 68.7°F year-round, summer highs near 91.9°F, winter lows around 42.2°F (NOAA 1991–2020 normals).
- Is ZIP Code 32040 at risk of flooding or natural disasters?
- ZIP Code 32040's FEMA National Risk Index score is 36.8 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →