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ZIP Code 32040

Baker, Florida

FIPS 32040

Juniper

ZIP Code 32040 is in the top 11% nationally for HPI growth 5yr %. It also sits in the top 14% nationally for appreciation 1yr %. And it sits in the top 20% nationally for FEMA risk score.

Median Home Value

$261,500

Higher than 63% of U.S. ZIP codes

HPI Growth 5yr %

63%

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

36.8

Lower than 80% of U.S. ZIP codes

The basics

Total Population

8,978

Median Age

34.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$261,500

Higher than 63%

Median Property Tax

$1,714

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.11

Near median

Median Rent

$1,189

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

63%

Higher than 89%

Appreciation 1yr %

5.7%

Higher than 86%

Pandemic Gain %

59%

Recession Drop %

-33%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.9

Winter Avg Low (°F)

42.2

Avg Temperature (°F)

68.7

Hot Days/yr (>90°F)

81.3

Freezing Days/yr (<32°F)

28

Annual Precipitation (in)

54.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

36.8

Lower than 80%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32040: frequently asked questions

What is the median home value in ZIP Code 32040?
The median home value in ZIP Code 32040 is $261,500, higher than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 32040?
The median annual property tax in ZIP Code 32040 is $1,714, an effective rate of 1% of home value.
Is ZIP Code 32040 expensive to live in?
Homes in ZIP Code 32040 cost about 3.11× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 32040?
The median gross rent in ZIP Code 32040 is $1,189 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32040?
Home prices in ZIP Code 32040 have moved 63% over the past five years (5.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32040?
ZIP Code 32040 averages 68.7°F year-round, summer highs near 91.9°F, winter lows around 42.2°F (NOAA 1991–2020 normals).
Is ZIP Code 32040 at risk of flooding or natural disasters?
ZIP Code 32040's FEMA National Risk Index score is 36.8 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →