The basics
Total Population
21,399
Median Age
42.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$525,000
Median Property Tax
$4,693
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.86
Median Rent
$2,676
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
70%
Appreciation 1yr %
-6.2%
Pandemic Gain %
62%
Recession Drop %
-42%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.9
Winter Avg Low (°F)
49.8
Avg Temperature (°F)
71.2
Hot Days/yr (>90°F)
62.2
Freezing Days/yr (<32°F)
4.5
Annual Precipitation (in)
54.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74.7
EAL Flood/Coastal per $1K
0.05
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32095: frequently asked questions
- What is the median home value in ZIP Code 32095?
- The median home value in ZIP Code 32095 is $525,000, higher than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32095?
- The median annual property tax in ZIP Code 32095 is $4,693, an effective rate of 1% of home value.
- Is ZIP Code 32095 expensive to live in?
- Homes in ZIP Code 32095 cost about 3.86× the median household income, higher than 72% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32095?
- The median gross rent in ZIP Code 32095 is $2,676 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32095?
- Home prices in ZIP Code 32095 have moved 70% over the past five years (-6.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32095?
- ZIP Code 32095 averages 71.2°F year-round, summer highs near 89.9°F, winter lows around 49.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 32095 at risk of flooding or natural disasters?
- ZIP Code 32095's FEMA National Risk Index score is 74.7 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.05 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →