The basics
Total Population
26,700
Median Age
38.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$334,300
Median Property Tax
$2,183
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.59
Median Rent
$1,892
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
52%
Appreciation 1yr %
-3.7%
Pandemic Gain %
62%
Recession Drop %
-35%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.5
Winter Avg Low (°F)
47.8
Avg Temperature (°F)
70
Hot Days/yr (>90°F)
45.1
Freezing Days/yr (<32°F)
5
Annual Precipitation (in)
56.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
43.5
EAL Flood/Coastal per $1K
0.08
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32097: frequently asked questions
- What is the median home value in ZIP Code 32097?
- The median home value in ZIP Code 32097 is $334,300, higher than 74% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32097?
- The median annual property tax in ZIP Code 32097 is $2,183, an effective rate of 1% of home value.
- Is ZIP Code 32097 expensive to live in?
- Homes in ZIP Code 32097 cost about 3.59× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32097?
- The median gross rent in ZIP Code 32097 is $1,892 a month, higher than 92% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32097?
- Home prices in ZIP Code 32097 have moved 52% over the past five years (-3.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32097?
- ZIP Code 32097 averages 70°F year-round, summer highs near 89.5°F, winter lows around 47.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 32097 at risk of flooding or natural disasters?
- ZIP Code 32097's FEMA National Risk Index score is 43.5 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.08 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →