The basics
Total Population
3,091
Median Age
58.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$215,100
Median Property Tax
$1,576
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.77
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
83%
Appreciation 1yr %
8.3%
Pandemic Gain %
76%
Recession Drop %
-48%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.2
Winter Avg Low (°F)
48
Avg Temperature (°F)
70.1
Hot Days/yr (>90°F)
73.4
Freezing Days/yr (<32°F)
5.1
Annual Precipitation (in)
54.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
48.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32195: frequently asked questions
- What is the median home value in ZIP Code 32195?
- The median home value in ZIP Code 32195 is $215,100, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 32195?
- The median annual property tax in ZIP Code 32195 is $1,576, an effective rate of 1% of home value.
- Is ZIP Code 32195 expensive to live in?
- Homes in ZIP Code 32195 cost about 3.77× the median household income, higher than 71% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32195?
- Home prices in ZIP Code 32195 have moved 83% over the past five years (8.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32195?
- ZIP Code 32195 averages 70.1°F year-round, summer highs near 89.2°F, winter lows around 48°F (NOAA 1991–2020 normals).
- Is ZIP Code 32195 at risk of flooding or natural disasters?
- ZIP Code 32195's FEMA National Risk Index score is 48.7 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →