The basics
Total Population
32,216
Median Age
44.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$432,100
Median Property Tax
$3,697
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.51
Median Rent
$1,495
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
42%
Appreciation 1yr %
-2.5%
Pandemic Gain %
42%
Recession Drop %
-26%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.5
Winter Avg Low (°F)
42.3
Avg Temperature (°F)
68.4
Hot Days/yr (>90°F)
102.6
Freezing Days/yr (<32°F)
27
Annual Precipitation (in)
57.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
66.9
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32312: frequently asked questions
- What is the median home value in ZIP Code 32312?
- The median home value in ZIP Code 32312 is $432,100, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32312?
- The median annual property tax in ZIP Code 32312 is $3,697, an effective rate of 1% of home value.
- Is ZIP Code 32312 expensive to live in?
- Homes in ZIP Code 32312 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32312?
- The median gross rent in ZIP Code 32312 is $1,495 a month, higher than 83% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32312?
- Home prices in ZIP Code 32312 have moved 42% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32312?
- ZIP Code 32312 averages 68.4°F year-round, summer highs near 91.5°F, winter lows around 42.3°F (NOAA 1991–2020 normals).
- Is ZIP Code 32312 at risk of flooding or natural disasters?
- ZIP Code 32312's FEMA National Risk Index score is 66.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →