The basics
Total Population
5,531
Median Age
39.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$148,600
Median Property Tax
$1,332
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.61
Median Rent
$928
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89
Winter Avg Low (°F)
41.8
Avg Temperature (°F)
67.1
Hot Days/yr (>90°F)
67.9
Freezing Days/yr (<32°F)
23.1
Annual Precipitation (in)
60.6
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.2
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32321: frequently asked questions
- What is the median home value in ZIP Code 32321?
- The median home value in ZIP Code 32321 is $148,600, lower than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32321?
- The median annual property tax in ZIP Code 32321 is $1,332, an effective rate of 1% of home value.
- Is ZIP Code 32321 expensive to live in?
- Homes in ZIP Code 32321 cost about 2.61× the median household income, lower than 60% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32321?
- The median gross rent in ZIP Code 32321 is $928 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 32321?
- ZIP Code 32321 averages 67.1°F year-round, summer highs near 89°F, winter lows around 41.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 32321 at risk of flooding or natural disasters?
- ZIP Code 32321's FEMA National Risk Index score is 70.2 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →