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ZIP Code 32439

Walton, Florida

FIPS 32439

Juniper

ZIP Code 32439 is in the top 19% nationally for HPI growth 5yr %, but in the bottom 15% nationally for FEMA risk score. It also sits in the 89th percentile nationally for median rent. And it sits in the bottom 18% nationally for price-to-income ratio.

Median Home Value

$385,300

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

90.2

Higher than 85% of U.S. ZIP codes

The basics

Total Population

15,328

Median Age

39.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$385,300

Higher than 80%

Median Property Tax

$1,540

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.63

Higher than 82%

Median Rent

$1,742

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

0.96%

Higher than 69%

Pandemic Gain %

61%

Recession Drop %

-45%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.3

Winter Avg Low (°F)

41.6

Avg Temperature (°F)

67.5

Hot Days/yr (>90°F)

85.2

Freezing Days/yr (<32°F)

25.9

Annual Precipitation (in)

67

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

90.2

Higher than 85%

EAL Flood/Coastal per $1K

0.07

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32439: frequently asked questions

What is the median home value in ZIP Code 32439?
The median home value in ZIP Code 32439 is $385,300, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 32439?
The median annual property tax in ZIP Code 32439 is $1,540, an effective rate of 0% of home value.
Is ZIP Code 32439 expensive to live in?
Homes in ZIP Code 32439 cost about 4.63× the median household income, higher than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 32439?
The median gross rent in ZIP Code 32439 is $1,742 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32439?
Home prices in ZIP Code 32439 have moved 56% over the past five years (0.96% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32439?
ZIP Code 32439 averages 67.5°F year-round, summer highs near 91.3°F, winter lows around 41.6°F (NOAA 1991–2020 normals).
Is ZIP Code 32439 at risk of flooding or natural disasters?
ZIP Code 32439's FEMA National Risk Index score is 90.2 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →