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ZIP Code 32456

Gulf, Florida

FIPS 32456

Juniper

ZIP Code 32456 is in the top 15% nationally for HPI growth 5yr %, but in the bottom 8% nationally for FEMA risk score. It also sits in the bottom 9% nationally for price-to-income ratio. And it sits in the top 17% nationally for appreciation 1yr %.

Median Home Value

$378,500

Higher than 79% of U.S. ZIP codes

HPI Growth 5yr %

59%

Higher than 85% of U.S. ZIP codes

FEMA Risk Score

94.8

Higher than 92% of U.S. ZIP codes

The basics

Total Population

7,510

Median Age

57.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$378,500

Higher than 79%

Median Property Tax

$2,415

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.85

Higher than 91%

Median Rent

$1,379

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

59%

Higher than 85%

Appreciation 1yr %

5%

Higher than 83%

Pandemic Gain %

72%

Recession Drop %

-49%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.2

Winter Avg Low (°F)

46.3

Avg Temperature (°F)

69.1

Hot Days/yr (>90°F)

56.2

Freezing Days/yr (<32°F)

9.3

Annual Precipitation (in)

53.1

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.8

Higher than 92%

EAL Flood/Coastal per $1K

0.19

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32456: frequently asked questions

What is the median home value in ZIP Code 32456?
The median home value in ZIP Code 32456 is $378,500, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 32456?
The median annual property tax in ZIP Code 32456 is $2,415, an effective rate of 1% of home value.
Is ZIP Code 32456 expensive to live in?
Homes in ZIP Code 32456 cost about 5.85× the median household income, higher than 91% of U.S. ZIP codes.
What is the average rent in ZIP Code 32456?
The median gross rent in ZIP Code 32456 is $1,379 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32456?
Home prices in ZIP Code 32456 have moved 59% over the past five years (5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32456?
ZIP Code 32456 averages 69.1°F year-round, summer highs near 89.2°F, winter lows around 46.3°F (NOAA 1991–2020 normals).
Is ZIP Code 32456 at risk of flooding or natural disasters?
ZIP Code 32456's FEMA National Risk Index score is 94.8 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.19 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →