The basics
Total Population
15,008
Median Age
69.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$943,900
Median Property Tax
$7,537
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.3
Median Rent
$2,378
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
56%
Appreciation 1yr %
-8.1%
Pandemic Gain %
63%
Recession Drop %
-35%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90
Winter Avg Low (°F)
55.8
Avg Temperature (°F)
74.4
Hot Days/yr (>90°F)
56.3
Freezing Days/yr (<32°F)
1.8
Annual Precipitation (in)
56.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.2
EAL Flood/Coastal per $1K
0.07
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32963: frequently asked questions
- What is the median home value in ZIP Code 32963?
- The median home value in ZIP Code 32963 is $943,900, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32963?
- The median annual property tax in ZIP Code 32963 is $7,537, an effective rate of 1% of home value.
- Is ZIP Code 32963 expensive to live in?
- Homes in ZIP Code 32963 cost about 6.3× the median household income, higher than 92% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32963?
- The median gross rent in ZIP Code 32963 is $2,378 a month, higher than 97% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32963?
- Home prices in ZIP Code 32963 have moved 56% over the past five years (-8.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32963?
- ZIP Code 32963 averages 74.4°F year-round, summer highs near 90°F, winter lows around 55.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 32963 at risk of flooding or natural disasters?
- ZIP Code 32963's FEMA National Risk Index score is 96.2 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →