The basics
Total Population
27,273
Median Age
54.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$667,700
Median Property Tax
$4,043
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.24
Median Rent
$2,067
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.5
Winter Avg Low (°F)
57.6
Avg Temperature (°F)
75.5
Hot Days/yr (>90°F)
103.5
Freezing Days/yr (<32°F)
0.1
Annual Precipitation (in)
49.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
94.7
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 34109: frequently asked questions
- What is the median home value in ZIP Code 34109?
- The median home value in ZIP Code 34109 is $667,700, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 34109?
- The median annual property tax in ZIP Code 34109 is $4,043, an effective rate of 1% of home value.
- Is ZIP Code 34109 expensive to live in?
- Homes in ZIP Code 34109 cost about 7.24× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 34109?
- The median gross rent in ZIP Code 34109 is $2,067 a month, higher than 94% of U.S. ZIP codes.
- What is the weather like in ZIP Code 34109?
- ZIP Code 34109 averages 75.5°F year-round, summer highs near 90.5°F, winter lows around 57.6°F (NOAA 1991–2020 normals).
- Is ZIP Code 34109 at risk of flooding or natural disasters?
- ZIP Code 34109's FEMA National Risk Index score is 94.7 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →