The basics
Total Population
3,851
Median Age
53.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$174,000
Median Property Tax
$867
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.14
Median Rent
$687
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
61%
Recession Drop %
-13%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.3
Winter Avg Low (°F)
26.4
Avg Temperature (°F)
52.2
Hot Days/yr (>90°F)
0.2
Freezing Days/yr (<32°F)
95.2
Annual Precipitation (in)
49
Annual Snowfall (in)
48.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
48.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 37640: frequently asked questions
- What is the median home value in ZIP Code 37640?
- The median home value in ZIP Code 37640 is $174,000, lower than 58% of U.S. ZIP codes.
- How much is property tax in ZIP Code 37640?
- The median annual property tax in ZIP Code 37640 is $867, an effective rate of 1% of home value.
- Is ZIP Code 37640 expensive to live in?
- Homes in ZIP Code 37640 cost about 3.14× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 37640?
- The median gross rent in ZIP Code 37640 is $687 a month, lower than 69% of U.S. ZIP codes.
- What is the weather like in ZIP Code 37640?
- ZIP Code 37640 averages 52.2°F year-round, summer highs near 77.3°F, winter lows around 26.4°F (NOAA 1991–2020 normals). It sees about 48.2 inches of snow a year.
- Is ZIP Code 37640 at risk of flooding or natural disasters?
- ZIP Code 37640's FEMA National Risk Index score is 48.8 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →