The basics
Total Population
18,288
Median Age
37.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$172,600
Median Property Tax
$728
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.6
Median Rent
$853
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Appreciation 1yr %
0.71%
Pandemic Gain %
55%
Recession Drop %
-13%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.1
Winter Avg Low (°F)
29.4
Avg Temperature (°F)
57.3
Hot Days/yr (>90°F)
21.9
Freezing Days/yr (<32°F)
83.8
Annual Precipitation (in)
48.2
Annual Snowfall (in)
8.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 37813: frequently asked questions
- What is the median home value in ZIP Code 37813?
- The median home value in ZIP Code 37813 is $172,600, lower than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 37813?
- The median annual property tax in ZIP Code 37813 is $728, an effective rate of 0% of home value.
- Is ZIP Code 37813 expensive to live in?
- Homes in ZIP Code 37813 cost about 3.6× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 37813?
- The median gross rent in ZIP Code 37813 is $853 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 37813?
- Home prices in ZIP Code 37813 have moved 69% over the past five years (0.71% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 37813?
- ZIP Code 37813 averages 57.3°F year-round, summer highs near 85.1°F, winter lows around 29.4°F (NOAA 1991–2020 normals). It sees about 8.8 inches of snow a year.
- Is ZIP Code 37813 at risk of flooding or natural disasters?
- ZIP Code 37813's FEMA National Risk Index score is 45.9 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →