The basics
Total Population
8,608
Median Age
49.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$213,600
Median Property Tax
$952
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.09
Median Rent
$715
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
59%
Appreciation 1yr %
6.7%
Pandemic Gain %
56%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.4
Winter Avg Low (°F)
31.3
Avg Temperature (°F)
58.2
Hot Days/yr (>90°F)
16.9
Freezing Days/yr (<32°F)
64.1
Annual Precipitation (in)
47.4
Annual Snowfall (in)
10.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 37861: frequently asked questions
- What is the median home value in ZIP Code 37861?
- The median home value in ZIP Code 37861 is $213,600, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 37861?
- The median annual property tax in ZIP Code 37861 is $952, an effective rate of 0% of home value.
- Is ZIP Code 37861 expensive to live in?
- Homes in ZIP Code 37861 cost about 4.09× the median household income, higher than 76% of U.S. ZIP codes.
- What is the average rent in ZIP Code 37861?
- The median gross rent in ZIP Code 37861 is $715 a month, lower than 67% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 37861?
- Home prices in ZIP Code 37861 have moved 59% over the past five years (6.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 37861?
- ZIP Code 37861 averages 58.2°F year-round, summer highs near 84.4°F, winter lows around 31.3°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
- Is ZIP Code 37861 at risk of flooding or natural disasters?
- ZIP Code 37861's FEMA National Risk Index score is 37.2 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →