The basics
Total Population
25,074
Median Age
42.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$312,600
Median Property Tax
$902
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.54
Median Rent
$1,351
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
77%
Appreciation 1yr %
6.7%
Pandemic Gain %
68%
Recession Drop %
-13%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.7
Winter Avg Low (°F)
29.1
Avg Temperature (°F)
59
Hot Days/yr (>90°F)
52.8
Freezing Days/yr (<32°F)
85.7
Annual Precipitation (in)
48.8
Annual Snowfall (in)
3.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
42.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 37865: frequently asked questions
- What is the median home value in ZIP Code 37865?
- The median home value in ZIP Code 37865 is $312,600, higher than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 37865?
- The median annual property tax in ZIP Code 37865 is $902, an effective rate of 0% of home value.
- Is ZIP Code 37865 expensive to live in?
- Homes in ZIP Code 37865 cost about 3.54× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 37865?
- The median gross rent in ZIP Code 37865 is $1,351 a month, higher than 78% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 37865?
- Home prices in ZIP Code 37865 have moved 77% over the past five years (6.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 37865?
- ZIP Code 37865 averages 59°F year-round, summer highs near 88.7°F, winter lows around 29.1°F (NOAA 1991–2020 normals). It sees about 3.6 inches of snow a year.
- Is ZIP Code 37865 at risk of flooding or natural disasters?
- ZIP Code 37865's FEMA National Risk Index score is 42.6 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →