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ZIP Code 38012

Haywood, Tennessee

FIPS 38012

Juniper

ZIP Code 38012 is in the top 3% nationally for HPI growth 5yr %, but in the bottom 14% nationally for FEMA risk score. It also sits in the bottom 35% nationally for price-to-income ratio. And it sits in the 36th percentile nationally for median rent.

Median Home Value

$161,500

Lower than 63% of U.S. ZIP codes

HPI Growth 5yr %

75%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

90.6

Higher than 86% of U.S. ZIP codes

The basics

Total Population

13,031

Median Age

43

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$161,500

Lower than 63%

Median Property Tax

$1,033

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.51

Higher than 65%

Median Rent

$759

Lower than 64%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

75%

Higher than 97%

Appreciation 1yr %

-3.1%

Higher than 60%

Pandemic Gain %

63%

Recession Drop %

-8.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.5

Winter Avg Low (°F)

32.1

Avg Temperature (°F)

60.9

Hot Days/yr (>90°F)

57

Freezing Days/yr (<32°F)

66.8

Annual Precipitation (in)

56.1

Annual Snowfall (in)

2.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

90.6

Higher than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38012: frequently asked questions

What is the median home value in ZIP Code 38012?
The median home value in ZIP Code 38012 is $161,500, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 38012?
The median annual property tax in ZIP Code 38012 is $1,033, an effective rate of 1% of home value.
Is ZIP Code 38012 expensive to live in?
Homes in ZIP Code 38012 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 38012?
The median gross rent in ZIP Code 38012 is $759 a month, lower than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38012?
Home prices in ZIP Code 38012 have moved 75% over the past five years (-3.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38012?
ZIP Code 38012 averages 60.9°F year-round, summer highs near 89.5°F, winter lows around 32.1°F (NOAA 1991–2020 normals). It sees about 2.2 inches of snow a year.
Is ZIP Code 38012 at risk of flooding or natural disasters?
ZIP Code 38012's FEMA National Risk Index score is 90.6 (higher than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →