The basics
Total Population
4,416
Median Age
43.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$148,800
Median Property Tax
$775
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.99
Median Rent
$654
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
46%
Recession Drop %
-18%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.6
Winter Avg Low (°F)
29.3
Avg Temperature (°F)
58.7
Hot Days/yr (>90°F)
37.7
Freezing Days/yr (<32°F)
75.3
Annual Precipitation (in)
55.2
Annual Snowfall (in)
2.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
91.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38040: frequently asked questions
- What is the median home value in ZIP Code 38040?
- The median home value in ZIP Code 38040 is $148,800, lower than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38040?
- The median annual property tax in ZIP Code 38040 is $775, an effective rate of 1% of home value.
- Is ZIP Code 38040 expensive to live in?
- Homes in ZIP Code 38040 cost about 2.99× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38040?
- The median gross rent in ZIP Code 38040 is $654 a month, lower than 71% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38040?
- ZIP Code 38040 averages 58.7°F year-round, summer highs near 87.6°F, winter lows around 29.3°F (NOAA 1991–2020 normals). It sees about 2.4 inches of snow a year.
- Is ZIP Code 38040 at risk of flooding or natural disasters?
- ZIP Code 38040's FEMA National Risk Index score is 91.3 (higher than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →